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America's Trusted Source For Medicare Supplements
The Virginia Medigap Coverage Experts

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Find Protection and Help Needed for Your Medicare Supplement Needs in Virginia.
Call My Friends at 1-800-MEDIGAP.

America’s Trusted Source For Medicare Insurance.

Your Virginia Quote Includes These Valuable Features

  • Medicare and You

    Medicare & You

    Our nation’s health care system has gone through a historic transformation. More Americans have the peace of mind that comes from health coverage, and your Medicare program continues to grow stronger and provide important benefits to keep you healthy. Get your free guide to take a look at some of those benefits

    Learn More

  • Chooising The Right Medigap Policy

    Choosing A Virginia Medigap Policy

    This official government guide has important information about:

    Medicare Supplements
    What your medigap policies cover

    Your rights to buy a medigap policy

    How to buy a medigap policy

    Learn More

  • Medigap Guide

    Virginia Medigap Details

    Since the standardization of Medigap Policies we have found that our visual guide to plan options has become a huge success with our clients in understanding the options available to them.

    Learn More

What is a Virginia Medicare Supplemental Plan?

A Medicare Supplemental Plan, also known as a Medigap Plan, will cover the gaps that Original Medicare does not cover. For example: With original Medicare, all of your costs will be 80% covered. Therefore, you will be responsible for paying the remaining 20% out of pocket. Now, most people will think that 20% is not much. However, if you are like many seniors who will undergo a knee replacement or his replacement surgery, 20% of your coverage can add up. To protect yourself, people often enroll in a Medicare Supplemental Insurance plan. WHAT IS THE MOST COMPREHENSIVE MEDICARE SUPLEMNT PLAN, MEDICARE PLAN F?


1-800-MEDIGAP is a leading website focused on Medicare Supplement plans. We offer information, additional information sources, and medigap quote and quoting through our network of licensed agents, affiliates and agent networks. We are not an agent, insurance company or are we affiliated with the Medicare program administered by the U.S. government. The Website serves as an invitation for you, the customer, to inquire about further information regarding Medicare Supplement Insurance, and submission of your contact information constitutes permission for a representative to contact you with further information, including complete details on cost and coverage of this insurance. We are not connected with or endorsed by the U.S. Government or the federal Medicare program. Medicare has neither reviewed nor endorsed the information contained on this website. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov (TTY users should call 1-877-486-2048 ), 24 hours a day/7 days a week or consult www.medicare.gov. Link to 1-800-MEDIGAP

What are the different parts of Medicare?

Medicare Part A

Medicare part A is your basic hospital coverage. Medicare Part A covers certain medical services and supplies in hospitals, doctors offices, and other professional hea lth care settings. Medicare Part A helps cover:

  • Inpatient care in hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home health Care
  • Inpatient care in a Religious Non medical Health Care Institution

However, with Medicare Part A, it is important to keep in mind that you will only be 80% covered for all of these services. This will leave you having to pay the remaining 20% out of pocket.

How much Does Medicare Part A cost?

If you buy Medicare Part A, you will usually pay up to $451.00 each month. However, most people get the premium-free Part A. You will be able to enroll in the premium-free Part A if you are 65 years or older and:

  • You receive retirement benefits from Social Security or the Railroad Retirement Board.
  • You are eligible to receive Social Security or Railroad benefits, but have yet to file for them.
  • You or your spouse had Medicare-covered government employment, meaning that you paid Medicare taxes

If you are under the age of 65, you can qualify for Premium-free Part A if:

  • You get social security or Railroad retirement Board of disability benefits for 24 months.
  • You have End-Stage Renal Disease (ESRD) and meet the requirement necessary. Get more info


Medicare Part B

Medicare Part B is your basic medical insurance. Medicare Part B helps cover:

  • Services from doctors and other health care providers
  • Outpatient care
  • Home health care
  • Durable medical equipment
  • Some preventative services

Like Medicare Part A, Medicare Part B will only allow you to be 80% for the services mentioned above. You will be responsible to pay out of pocket for the leftover 20%.

How Much Does Medicare Part B Cost?

Generally, most people the Part B premium of $99.00 each month and you pay $140 per year for your Part B deductible. However, if you do not sign up for Medicare Part B when you are first eligible, you may be required to pay a late enrollment penalty as well. Also, if you are modified adjusted gross income as reported on your IRS tax return from two years ago, is above a certain amount, you may also be required to pay more. Usually if this applies to you, Social Security will contact you. Keep in mind however, that the amount you pay can change from year to year depending on your income.

If you disagree with the higher amount that you are paying for your Part B premium (For example: If your income decreases for whatever reason), you should contact Social Security.


Medicare Part C

Medicare Part C, also known as a Medicare Advantage Plan, is usually a combination between Medicare Part A, Medicare Part B, and Medicare Part D. Also, in many cases, extra benefits like: dental, hearing, and vision may be included for extra cost. Medicare Part C is run by Medicare-approved private insurance companies

How much Does Medicare Part C Cost?

If you are enrolled in Medicare Part C, or a Medicare Advantage Plan, you will usually have to pay a monthly premium to addition to your Part B premium.


Medicare Part D

Medicare Part D is your Medicare prescription drug coverage. Like Medicare Part C, Medicare Part D is also run by Medicare-approved private insurance companies. Medicare Part D helps cover the cost of prescription drugs and if you are like most seniors with many prescriptions, enrolling in a Medicare prescription drug coverage may be beneficial. Also, Medicare Part A may even help you lower your current prescription drug costs as well as help protect you against high costs in the future. (Get Medigap Quotes Online)

How much does Medicare Part D cost?

If you are enrolled with Medicare Part D, throughout the year you will be required to pay: A monthly premium, a yearly deductible, co payments of coinsurance, costs in the coverage gap, costs if you receive Extra Help, and costs if you pay a late enrollment penalty.

However, your actual drug plan costs will vary depending on: the prescription drugs that you use, the plan that you choose, whether the prescription drugs that you use are on your plan's forumlary, and whether you receive Extra Help paying for your Medicare Part D plan.

1-800-Medigap Virginia News

1-800-MEDIGAP Launches Local Partner Program (LPP)

1-800-MEDIGAP is growing, and thanks to the national success of our TV marketing and online marketing we need more professional agents to serve our community. Our goal is to become the leader in the MEDIGAP community, and we need TOP NOTCH professionals to give the level of service each of our customers deserve. get more […]

The post 1-800-MEDIGAP Launches Local Partner Program (LPP) appeared first on 1-800-MEDIGAP.

About Medicare Part A and Medicare Part B

About Medicare Part A and Medicare Part B Brought to you by: MediGap Man Here To Serve You 7 Days a Week 1-800-MEDIGAP (633-4427) While information about Medicare and Medicare supplements are found on every corner on the internet, it is not at all uncommon to run into seniors who still face confusion about the different […]

The post About Medicare Part A and Medicare Part B appeared first on 1-800-MEDIGAP.

What Affects Medigap Prices?

What Affects Medigap Prices? Brought to you by: MediGap Man Here To Serve You 7 Days a Week 1-800-MEDIGAP (633-4427) Medigap prices depend on several factors: the specific plan that you have chosen, the time in which you apply for the policy and how your insurance company sets the premium prices all come into account when […]

The post What Affects Medigap Prices? appeared first on 1-800-MEDIGAP.

The Differences between Medicare and Medicaid

The Differences between Medicare and Medicaid Brought to you by: MediGap Man Here To Serve You 7 Days a Week 1-800-MEDIGAP (633-4427) As you grow older, you are most likely to need proper health care insurance to make sure that financial problems don’t get in the way of good health. The proper over 65 medical insurance […]

The post The Differences between Medicare and Medicaid appeared first on 1-800-MEDIGAP.

How to Avoid Illegal Medicare Supplement Practices

How to Avoid Illegal Medicare Supplement Practices Brought to you by: MediGap Man Here To Serve You 7 Days a Week 1-800-MEDIGAP (633-4427) Medicare supplement services providers come in all shapes and sizes. While you may not be able to determine just how good or bad a company is at first glance, you can definitely watch […]

The post How to Avoid Illegal Medicare Supplement Practices appeared first on 1-800-MEDIGAP.

How to Obtain Quotes for Medicare Supplement Policies

How to Obtain Quotes for Medicare Supplement Policies Brought to you by: MediGap Man Here To Serve You 7 Days a Week 1-800-MEDIGAP (633-4427) If you are approaching the age of 65 and are looking at health care insurance options, you will need to take the time and effort to choose the right Medicare supplement policies. […]

The post How to Obtain Quotes for Medicare Supplement Policies appeared first on 1-800-MEDIGAP.


With over 150 insurance companies offering medicare supplemental insurance, isn't nice to have one toll free hot-line to call to get unbiased information on many of the top plans in your area. Our team works hard 7 days a week to ensure a high level of customer service, taking time to make sure our customers get exactly what they deserve. Here at the 1-800-MEDIGAP EXCHANGE, our team members are trained and incentivized by the quality of service they provide, not what plan they enroll a member in.

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