Here's what the average cost of assisted living looks like in 2026 and why your local number may differ.
What is the national average cost of assisted living?
The national median cost of assisted living is about $5,900 per month in 2026, equal to roughly $70,800 per year, based on Genworth's widely cited Cost of Care Survey. Median means half of communities cost less and half cost more, so it's a useful midpoint, not a guaranteed price. Costs have risen steadily in recent years due to labor shortages and inflation. Because the figure blends every region and care level, your actual local price may be quite different. For an estimate tailored to your state and care needs, call 1-800-MEDIGAP at 1-800-633-4427 for free.
How do state averages differ?
Assisted living averages vary dramatically by state. Lower-cost states in the South and Midwest may average under $4,000 per month, while high-cost states in the Northeast and on the West Coast can exceed $8,000. Within a single state, urban areas typically cost more than rural ones. Care level adds further variation, since residents needing more daily help pay higher fees. This is why a national average is only a starting point. A 1-800-MEDIGAP specialist can give you accurate local numbers and explain every funding option for free.