Mobility scooters fall under Medicare's power-mobility rules. Here is what it takes to get one covered.
When does Medicare cover a mobility scooter?
Medicare Part B covers a power-operated scooter as durable medical equipment when your doctor documents that a health condition limits your mobility at home and you cannot safely use a cane, walker, or manual wheelchair, but you can sit up and safely operate the scooter. You must have a face-to-face exam, a written order, and use a supplier enrolled in Medicare. As with power wheelchairs, the need must relate to functioning inside your home — Medicare does not approve a scooter solely for outdoor or recreational use.
What does a mobility scooter cost in 2026?
After the $283 Part B deductible (2026), Medicare pays 80% of the approved amount and you pay 20% coinsurance, with no cap in Original Medicare. Scooters can be more expensive than walkers, so your 20% share may be significant. A Medigap plan can pay that coinsurance, reducing your cost on covered equipment to little or nothing. Call 1-800-MEDIGAP (1-800-633-4427) to compare plans.
How do you qualify for a scooter through Medicare?
Your doctor must complete a face-to-face exam and document that you cannot perform daily activities in your home with lesser mobility aids, that you can operate the scooter safely, and that your home can accommodate it. Order from a Medicare-enrolled supplier that accepts assignment. Missing documentation is the leading cause of denial — a licensed agent at 1-800-MEDIGAP can help you understand the requirements.