Turning 65 opens new VA benefit options for senior veterans. Here is an overview of what may be available to you.
Key VA benefits for senior veterans
Veterans over 65 have several benefits worth reviewing. The VA pension provides tax-free monthly income for low-income wartime veterans, and the Aid and Attendance and Housebound add-ons increase it for those who need care. VA health care offers comprehensive medical coverage, often with low or no copays depending on priority group. Long-term care services include in-home care, adult day programs, nursing homes, and community living centers. Many senior veterans also keep Medicare and a Medigap plan for flexibility. Knowing which benefits you qualify for, and how they combine, can save thousands. Call 1-800-MEDIGAP to map out your options.
Combining VA benefits with Medicare
Most veterans over 65 do not have to choose between VA benefits and Medicare; they use both. VA health care covers care at VA facilities, while Medicare and a Medigap plan cover care from civilian doctors and hospitals nationwide. Keeping Medicare gives you access to providers outside the VA system and protects you if VA eligibility or facility access changes. Pension benefits like Aid and Attendance then provide cash for long-term care that neither program fully covers. As the trusted toll-free for all things senior in America, 1-800-MEDIGAP can help you align VA benefits, Medicare, and Medigap in one call.