If you care for a veteran, the VA may pay you a monthly stipend and provide health coverage and respite. Here is how the program works and who qualifies.
What is the VA caregiver stipend program?
The VA caregiver stipend is part of the Program of Comprehensive Assistance for Family Caregivers (PCAFC). It pays a monthly stipend to an approved primary family caregiver of an eligible veteran who needs help with daily activities or supervision due to a serious service-connected injury or illness. Beyond the stipend, approved caregivers may receive CHAMPVA health coverage (if not otherwise insured), caregiver training, mental health services, travel benefits, and respite care. The program is administered through your local VA medical center's Caregiver Support Program.
Who qualifies for the VA caregiver stipend?
Eligibility centers on the veteran. Generally, the veteran must have a serious injury or illness connected to their service, need at least six months of in-person personal care, and meet VA disability and care-need criteria. The caregiver must be at least 18 and be the veteran's spouse, family member, or someone who lives with them full time. The VA expanded eligibility in recent years to include veterans from all service eras. Because the criteria are detailed and assessed individually, an official VA eligibility review is the only way to know for certain.
How do I apply for the VA caregiver stipend?
Apply online at VA.gov (search 'family caregiver benefits') or call the VA Caregiver Support Line at 855-260-3274. You and the veteran complete a joint application (VA Form 10-10CG), then the VA assesses the veteran's care needs and your caregiving role. A Caregiver Support Coordinator at your local VA medical center guides you through the process. Approval, stipend amount, and benefits depend on the veteran's assessed care level. For help understanding how VA benefits work alongside Medicare and Medigap, call 1-800-MEDIGAP.