LIHEAP is the main federal program that helps seniors keep the heat and air conditioning on. Here is how it works and how to apply.
What does LIHEAP cover for seniors?
LIHEAP helps eligible households pay home energy costs through several types of assistance: help with heating bills in winter, cooling bills in summer, crisis assistance when you face a shutoff or run out of fuel, and in many states weatherization to make your home more energy efficient. Benefits are usually paid directly to your utility company or fuel supplier. Some states also offer help reconnecting service or repairing or replacing a broken furnace or air conditioner. Because LIHEAP is funded federally but run by states and tribes, the exact benefits, amounts, and application windows vary by where you live.
Who qualifies for LIHEAP?
Eligibility is based on household income, household size, and energy costs. Most states set the limit at or below 150% of the federal poverty level or 60% of the state median income, whichever is higher, though limits vary. Households that include a senior age 60 or older, a person with a disability, or a young child are often given priority and may receive higher benefits. If you already receive SNAP, SSI, or certain other benefits, you may be automatically income-eligible. You do not have to be behind on your bills to apply — many states fund regular seasonal assistance, not just emergencies.
How seniors apply for LIHEAP
Apply through your state or local LIHEAP office, often run by a community action agency, county social services office, or Area Agency on Aging. You can usually apply online, by mail, or in person. You will provide proof of income, household size, a recent utility bill, and ID. Application periods are often seasonal, so apply as early as possible when your state's window opens, since funds are limited and can run out. If you are facing a shutoff, ask about crisis or emergency assistance, which is handled faster. Call 1-800-MEDIGAP and we will help you find your state's LIHEAP office and deadlines.