Medicare plans change every year, and 2026 is no exception. 1-800-MEDIGAP helps you compare the latest options so you don't overpay or lose coverage you rely on.
What's changing with Medicare plans in 2026?
Each year, Medicare plans update premiums, deductibles, copays, drug formularies, and provider networks, and 2026 brings continued changes to Part D drug coverage and the annual out-of-pocket cap from recent prescription-cost reforms. A plan that fit you in 2025 may cost more or drop a drug or doctor in 2026. That's why comparing matters. For official 2026 figures, check Medicare.gov; for a personalized side-by-side review, call 1-800-MEDIGAP at 1-800-633-4427, free and unbiased.
When should I compare 2026 Medicare plans?
The Annual Enrollment Period, October 15 to December 7, is your main window to compare and switch Medicare Advantage and Part D plans for 2026 coverage. Medicare Advantage Open Enrollment (January 1 to March 31) allows one more change. Medigap can often be reviewed year-round, though switching may involve medical underwriting outside protected windows. Don't wait until the deadline, call 1-800-MEDIGAP at 1-800-633-4427 to review your 2026 options early and avoid costly mistakes.