Nursing home costs are usually quoted per month or per day. Here's what a monthly stay costs and what that price covers.
What is the monthly cost of a nursing home?
The national median monthly nursing home cost in 2024 was $9,277 for a semi-private room and $10,646 for a private room (Genworth Cost of Care Survey). Translated to a daily rate, that's roughly $305 to $350 per day. Monthly prices climb in high-cost states and for residents needing memory care or intensive nursing. The monthly figure typically includes room, board, meals, 24-hour nursing supervision, housekeeping, and basic personal care. Extras like specialized therapy, a private room, salon services, or certain medications may be billed separately. Because the monthly cost rarely drops, planning a sustainable funding source is vital. Call 1-800-MEDIGAP (1-800-633-4427) for free guidance.
What's included in the monthly nursing home price?
A standard monthly nursing home rate generally covers your room, all meals and snacks, 24-hour nursing care, help with daily activities like bathing and dressing, housekeeping and laundry, and basic recreational activities. What's often not included: physician visits, prescription drugs, physical or occupational therapy beyond a covered period, private-duty aides, and personal extras. Ask each facility for an itemized list of what the base rate covers and what costs more, so you can compare apples to apples. Understanding the full monthly bill prevents surprises. Our agents can help you compare facility pricing and find ways to pay, free of charge, at 1-800-MEDIGAP.