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Program of All-Inclusive Care for the Elderly

The Program of All-Inclusive Care for the Elderly delivers complete senior care through one team. We'll explain eligibility and how it affects your Medicare. Call 1-800-MEDIGAP (1-800-633-4427).

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Quick answer

The Program of All-Inclusive Care for the Elderly (PACE) is a Medicare and Medicaid program that bundles all medical, social, and long-term care for frail seniors into one coordinated plan, letting them stay home instead of entering a nursing facility. Over 170 programs serve 80,000+ people. To see how it fits your Medicare, call 1-800-MEDIGAP (1-800-633-4427).

The Program of All-Inclusive Care for the Elderly is the full name behind PACE โ€” a model that integrates every part of a frail senior's care. Here is how it works.

What is the Program of All-Inclusive Care for the Elderly?

The Program of All-Inclusive Care for the Elderly (PACE) is a joint Medicare and Medicaid program that provides comprehensive, coordinated care to seniors who need nursing-home-level support but wish to live in the community. An interdisciplinary team โ€” doctors, nurses, therapists, social workers, and aides โ€” manages every aspect of a participant's health and daily life. Care is organized around a PACE center that offers primary care, therapy, meals, and social activities, plus transportation to and from. The program began as a Medicare benefit in 1997 and now includes more than 170 programs across 33 states and DC.

Who is the Program of All-Inclusive Care for the Elderly designed for?

PACE is built for adults 55 and older who are certified by their state as needing a nursing-home level of care, yet are able to live safely in the community with the program's support. Most participants are dually eligible for Medicare and Medicaid, but you can join with Medicare alone, with Medicaid alone, or by paying privately. Participants must live in a PACE organization's service area. The goal is to delay or prevent institutional placement by surrounding the senior with a full team of providers and services.

How does this program change my Medicare and Medigap?

Enrolling in the Program of All-Inclusive Care for the Elderly makes PACE your sole provider of Medicare-covered services, so you would not use a separate Medigap, Medicare Advantage, or Part D plan at the same time. That is a significant change worth understanding before you commit. Our licensed specialists at 1-800-MEDIGAP (1-800-633-4427) can compare PACE against keeping a Medicare Supplement plan with home care, free of charge, so your family makes the right call.

More on Area Agency on Aging & PACE

Frequently asked questions

What is the Program of All-Inclusive Care for the Elderly?+

The Program of All-Inclusive Care for the Elderly (PACE) is a Medicare and Medicaid program that bundles all medical, social, and long-term care for frail seniors into one coordinated plan centered on a PACE center, helping them stay in the community instead of a nursing home. Over 170 programs operate nationwide.

What are the age requirements for the program?+

PACE is open to adults 55 and older who are certified by their state as needing a nursing-home level of care but can live safely in the community with program support. Participants must also live within a PACE organization's service area to enroll.

Do I need both Medicare and Medicaid to join PACE?+

No. Most PACE participants have both Medicare and Medicaid, but you can also enroll with Medicare only, Medicaid only, or by paying privately. Those with only Medicare pay a monthly premium for long-term care plus a drug premium. Call 1-800-MEDIGAP to review the costs.

Can I keep my Medigap plan if I join PACE?+

Generally no. PACE becomes your sole source of Medicare-covered care, so a separate Medigap, Medicare Advantage, or Part D plan would no longer be needed. Before dropping coverage, call 1-800-MEDIGAP (1-800-633-4427) to compare PACE against keeping a Medicare Supplement with home care.

When did the Program of All-Inclusive Care for the Elderly start?+

PACE became a permanent Medicare and Medicaid benefit under the Balanced Budget Act of 1997, building on a model pioneered in San Francisco in the 1970s. Today more than 170 PACE programs operate across 33 states and the District of Columbia, serving over 80,000 participants.

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