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What Does the Area Agency on Aging Do?

Area Agencies on Aging are the local hub for senior services. We'll explain what they do and make sure your Medicare coverage works alongside their programs. Call 1-800-MEDIGAP (1-800-633-4427).

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Quick answer

An Area Agency on Aging plans, coordinates, and funds services that help adults 60 and older live independently โ€” including meals, transportation, in-home care, caregiver support, benefits counseling, and Medicare help (SHIP). Created under the Older Americans Act, about 618 AAAs serve communities nationwide. For help linking their services to your Medicare, call 1-800-MEDIGAP (1-800-633-4427).

Area Agencies on Aging quietly power much of the support that keeps seniors independent. Here is exactly what they do.

What does an Area Agency on Aging actually do?

An Area Agency on Aging (AAA) plans, funds, and coordinates local services for people 60 and older under the federal Older Americans Act. Rather than delivering every service directly, AAAs assess community needs and contract with local providers. Core programs include home-delivered and congregate meals, transportation, in-home personal care and homemaker help, family caregiver support and respite, elder abuse prevention, legal aid, and information-and-assistance referrals. Many AAAs also run the State Health Insurance Assistance Program (SHIP) for free Medicare counseling. With roughly 618 AAAs nationwide, they form the backbone of the national Aging Network.

Does the Area Agency on Aging help with Medicare?

Many Area Agencies on Aging host the State Health Insurance Assistance Program (SHIP), which offers free, unbiased one-on-one Medicare counseling. SHIP counselors can explain your options and help with appeals or low-income subsidies, but they do not sell or enroll you in specific plans. That is where a licensed specialist comes in. For an actual side-by-side comparison of Medicare Supplement, Advantage, and Part D plans from every major carrier, call 1-800-MEDIGAP (1-800-633-4427) โ€” free, with no pressure to enroll.

How do I access Area Agency on Aging services?

You do not need a referral. Call your local AAA directly or reach it through the Eldercare Locator at 1-800-677-1116. Ask for an information-and-assistance assessment, where a specialist matches your needs to available programs. Most services are free or donation-based for adults 60 and older. To make sure your Medicare coverage complements these benefits, call 1-800-MEDIGAP (1-800-633-4427) โ€” one number for every senior need.

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Frequently asked questions

What does the Area Agency on Aging do?+

An Area Agency on Aging plans, funds, and coordinates local services that help adults 60 and older live independently โ€” meals, transportation, in-home care, caregiver support, benefits counseling, and Medicare help. Created under the Older Americans Act, about 618 AAAs serve communities across the United States.

Is the Area Agency on Aging a government agency?+

AAAs are public or nonprofit organizations designated by each state under the federal Older Americans Act and overseen by the Administration for Community Living. Some are run by local governments, others by nonprofits. They use federal, state, and local funds to coordinate senior services in their region.

What age do you have to be for Area Agency on Aging services?+

Most Area Agency on Aging services are available to adults 60 and older, though family caregivers of any age and grandparents raising grandchildren can also get support. A few programs prioritize those with the greatest social or economic need. Call your AAA directly to confirm eligibility.

Does the Area Agency on Aging cost money?+

Most AAA services are free or offered on a voluntary donation basis, with no strict income test. Contacting the agency and getting an assessment costs nothing. Only certain Medicaid-funded long-term care programs have income and asset limits. Donations are appreciated but never required.

Can the Area Agency on Aging compare my Medicare plans?+

AAAs offer free Medicare counseling through SHIP but do not sell or enroll you in specific plans. For an actual side-by-side comparison of Supplement, Advantage, and Part D plans from every major carrier, call 1-800-MEDIGAP (1-800-633-4427) for free, no-pressure guidance from a licensed specialist.

Talk to a licensed specialist โ€” free.

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