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How to Report Elder Fraud

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Quick answer

To report elder fraud, call the U.S. Department of Justice National Elder Fraud Hotline at 1-833-372-8311, file with the FTC at ReportFraud.ftc.gov, and contact your bank if money was lost. For Medicare fraud, call 1-800-MEDICARE. Reporting is free, and acting within days improves the chance of recovering funds.

Reporting elder fraud quickly protects the victim and helps stop scammers from harming others.

Who do I call to report elder fraud?

Start with the Department of Justice National Elder Fraud Hotline at 1-833-372-8311, staffed by case managers who guide you through next steps. File with the Federal Trade Commission at ReportFraud.ftc.gov, the central hub for fraud reports. For Medicare-related fraud, call 1-800-MEDICARE (1-800-633-4227) or 1-800-HHS-TIPS (1-800-447-8477). Suspected identity theft goes to IdentityTheft.gov. If a crime is in progress or there is immediate danger, call 911. Filing in more than one place is normal and helps the right agency act. To talk it through first, call 1-800-MEDIGAP.

What information should I gather before reporting?

Good documentation speeds investigations. Collect the date and time of contact, the phone number or email used, the name or 'agency' the scammer claimed, what was said, and any amounts and payment methods involved (gift card numbers, wire confirmations, account details). Save voicemails, texts, emails, and receipts. Note whether any personal information, such as a Medicare or Social Security number, was shared. If money moved, record the financial institution and transaction IDs. Even partial details help. You do not need everything to file, so report promptly rather than waiting to be 'complete.'

What happens after I file a report?

Reports feed federal and state databases that investigators and prosecutors use to identify patterns and pursue cases. You may receive a reference number and follow-up questions. If you reported identity theft at IdentityTheft.gov, you will get a personalized recovery plan and letters to dispute fraudulent charges. Banks and card issuers can open disputes and may reverse some transactions. While not every case recovers funds, reporting strengthens enforcement and protects other seniors. Keep your reference numbers and copies of everything. For help understanding Medicare-specific next steps, call 1-800-MEDIGAP.

More on Elder Fraud, Scams & ID Theft

Frequently asked questions

Is the National Elder Fraud Hotline free?+

Yes. The Department of Justice National Elder Fraud Hotline at 1-833-372-8311 is free and staffed by case managers who help victims report fraud and connect with resources. They can assist in multiple languages and guide you through reporting to the right agencies.

Do I report if no money was actually lost?+

Yes. Reporting attempted scams still matters. It helps agencies track patterns, warn the public, and pursue offenders. File with the FTC at ReportFraud.ftc.gov even if you hung up in time. Your report may prevent someone else from losing money.

Can someone report fraud on behalf of a parent?+

Yes. Family members and caregivers can file reports with the FTC and the National Elder Fraud Hotline on a senior's behalf. Provide the details you have. For banking disputes, you may need the account holder's authorization or legal authority such as a power of attorney.

How fast should I report after a scam?+

Immediately. Speed matters most for money transfers, gift cards, and wires, which are hardest to reverse after time passes. Contact the bank or card issuer first, then file with the hotlines. Even days-old incidents are worth reporting, but sooner is always better.

Where do I report a suspected Medicare scam specifically?+

Call 1-800-MEDICARE (1-800-633-4227) and 1-800-HHS-TIPS (1-800-447-8477) for Medicare fraud. For help understanding whether a Medicare call was a scam and where to report, call 1-800-MEDIGAP (1-800-633-4427) for free guidance.

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How to Report Elder Fraud | 1-800-MEDIGAP