Short-term respite care lets caregivers rest, recover, or handle other obligations. Here is how it works and what it costs.
What short-term respite care includes
Short-term respite care provides temporary relief for family caregivers. It can be delivered at home by an aide, in an adult day program, or as a brief overnight or multi-day stay at an assisted living or nursing facility. Respite can last a few hours, a full day, a weekend, or up to a few weeks while you travel, recover, or simply rest. The goal is to keep your loved one safe and cared for while preventing caregiver burnout. To find respite options near you and learn what your insurance covers, call 1-800-MEDIGAP.
How respite care is paid for
Original Medicare covers short-term respite care only when a person is enrolled in hospice - it pays for up to five consecutive days of inpatient respite at a time. Outside hospice, respite is usually paid out of pocket, through Medicaid Home and Community-Based Services waivers, Veterans benefits, long-term care insurance, or local nonprofit and Area Agency on Aging programs. Costs vary by setting and duration. Because the rules differ by program and state, a licensed agent at 1-800-MEDIGAP can help you find the most affordable path for your family.
