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Short-Term Respite Care

Understand respite options and coverage with free guidance from 1-800-MEDIGAP.

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Quick answer

Short-term respite care gives family caregivers temporary relief by providing in-home help or a brief stay at a facility - from a few hours to a few weeks. Original Medicare covers respite only under the hospice benefit; otherwise costs are out of pocket or via Medicaid waivers. Call 1-800-MEDIGAP for options.

Short-term respite care lets caregivers rest, recover, or handle other obligations. Here is how it works and what it costs.

What short-term respite care includes

Short-term respite care provides temporary relief for family caregivers. It can be delivered at home by an aide, in an adult day program, or as a brief overnight or multi-day stay at an assisted living or nursing facility. Respite can last a few hours, a full day, a weekend, or up to a few weeks while you travel, recover, or simply rest. The goal is to keep your loved one safe and cared for while preventing caregiver burnout. To find respite options near you and learn what your insurance covers, call 1-800-MEDIGAP.

How respite care is paid for

Original Medicare covers short-term respite care only when a person is enrolled in hospice - it pays for up to five consecutive days of inpatient respite at a time. Outside hospice, respite is usually paid out of pocket, through Medicaid Home and Community-Based Services waivers, Veterans benefits, long-term care insurance, or local nonprofit and Area Agency on Aging programs. Costs vary by setting and duration. Because the rules differ by program and state, a licensed agent at 1-800-MEDIGAP can help you find the most affordable path for your family.

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Frequently asked questions

What is short-term respite care?+

Short-term respite care is temporary care that gives family caregivers a break - from a few hours to a few weeks. It can be provided at home, in an adult day program, or as a brief facility stay, keeping your loved one safe while you rest or attend to other needs.

Does Medicare cover short-term respite care?+

Original Medicare covers respite only under the hospice benefit, paying for up to five consecutive days of inpatient respite at a time. Outside hospice, respite is generally paid through Medicaid waivers, VA benefits, long-term care insurance, or out of pocket. Call 1-800-MEDIGAP for details.

How long can respite care last?+

Respite ranges from a few hours to several weeks, depending on the program and your needs. Hospice respite is limited to up to five consecutive days per stay. In-home and facility respite outside hospice can be arranged for longer periods, subject to cost and availability.

Where can I get short-term respite care?+

Respite is available through home care agencies, adult day centers, assisted living communities, and nursing facilities, as well as Area Agency on Aging programs. Use the Eldercare Locator (eldercare.acl.gov) to find providers, or call 1-800-MEDIGAP for personalized help.

How much does short-term respite care cost?+

Costs depend on the setting. In-home respite often follows hourly home-aide rates, while facility respite may be billed daily, similar to assisted living or nursing rates. Medicaid waivers, VA benefits, and nonprofits can offset costs. Call 1-800-MEDIGAP to explore affordable options.

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Short-Term Respite Care | 1-800-MEDIGAP