Section 8 is the nation's largest rental-assistance program, and many seniors use it to afford private apartments. Here's how it works.
How does Section 8 work for seniors?
The Section 8 Housing Choice Voucher lets you rent a private apartment — including many 55+ and 62+ communities — while the program pays part of your rent directly to the landlord. You generally pay about 30% of your adjusted income, and the voucher covers the rest up to a local payment standard. The unit must pass HUD's housing-quality inspection, and the landlord must accept vouchers. Some Public Housing Authorities offer special-purpose vouchers that prioritize seniors and people with disabilities. To learn whether Section 8 fits you, call 1-800-MEDIGAP at 1-800-633-4427.
How do I apply for a Section 8 senior voucher?
You apply for Section 8 through your local Public Housing Authority (PHA) when its waiting list is open. Find your PHA using the HUD Resource Locator at resources.hud.gov. Because demand is high, many lists are years long and some close until a brief reopening, so check several nearby authorities. Have income documents, ID, and Social Security information ready. Once you receive a voucher, you have a set window to find a qualifying unit. For free help navigating the process, call 1-800-MEDIGAP at 1-800-633-4427.