Subsidized senior housing lowers your rent by tying it to your income. Here's how to find subsidized buildings near you and qualify.
What is subsidized senior housing?
Subsidized senior housing is apartment housing where a government program covers part of your rent, so you pay only a share based on income — generally about 30% in HUD programs. The main forms are HUD Section 202 (buildings reserved for very-low-income adults 62+), public housing, and Section 8 vouchers that subsidize private rentals. This differs from market-rate 55+ communities, which charge full local rent. Subsidies make independent living affordable for seniors on Social Security or a fixed income. To find subsidized buildings near you, call 1-800-MEDIGAP at 1-800-633-4427.
How do I find subsidized senior housing near me?
Start with the HUD Resource Locator at resources.hud.gov, which maps subsidized buildings by zip code, and contact your local Public Housing Authority for Section 8 and public housing lists. For Section 202 buildings, apply directly to each property's management office. Because waiting lists are common and sometimes close, apply to several buildings at once. Keep income and identity documents ready to speed up the process. For free, friendly help building your shortlist, call 1-800-MEDIGAP at 1-800-633-4427.