"Senior housing" covers everything from independent apartments to subsidized buildings. Here's how to identify the right type near you and how to start.
What types of senior housing are near me?
Senior housing near you generally falls into independent living (55+/62+ apartments), subsidized housing (HUD Section 202 and public housing), and rental assistance (Section 8 vouchers). Independent living suits seniors who manage daily life on their own. Subsidized buildings set rent at roughly 30% of income for those who qualify financially. This page focuses on independent and affordable housing — not assisted living or nursing care, which provide hands-on medical support. To figure out which category fits you, call 1-800-MEDIGAP at 1-800-633-4427 for free guidance.
How do I qualify for subsidized senior housing?
Subsidized senior housing generally requires income below 50% of your area median income (AMI) — HUD's very-low-income threshold — with at least one household member meeting the age requirement, usually 62 for Section 202. Limits depend on your county and household size and update each spring at huduser.gov. You'll typically verify income, assets, and citizenship or eligible-immigration status. Some programs serve households up to 80% of AMI. A licensed advisor at 1-800-MEDIGAP can help you estimate whether you'd qualify before you apply.