Since 1965, the Older Americans Act has built the national safety net that keeps seniors independent. Here is what it provides and how to use it.
What services does the Older Americans Act provide for seniors?
The Older Americans Act (OAA), first passed in 1965, funds a wide range of services delivered locally through the national Aging Network of roughly 618 Area Agencies on Aging. Key program areas include nutrition (home-delivered and congregate meals), supportive services (transportation, personal care, homemaker help, and information-and-assistance), the National Family Caregiver Support Program, disease prevention and health promotion, and elder-rights protections such as the Long-Term Care Ombudsman and elder-abuse prevention. Most OAA services are available to anyone 60 and older, with priority for those in greatest social or economic need. Services are typically free or offered on a voluntary donation basis.
Who is eligible for Older Americans Act services?
Most Older Americans Act services are open to adults 60 and older, regardless of income, though agencies target those with the greatest need — including low-income, minority, rural, and isolated seniors. The National Family Caregiver Support Program also serves caregivers of older adults and grandparents 55+ raising grandchildren. There is generally no income test or means-testing for core OAA programs like meals and transportation, which removes a major barrier to getting help. Call your Area Agency on Aging or 1-800-MEDIGAP (1-800-633-4427) to confirm eligibility for a specific program.
How do Older Americans Act services work with Medicare?
Older Americans Act services complement Medicare rather than replace it. The OAA funds non-medical supports — meals, rides, in-home help, and caregiver respite — that Medicare generally does not cover, while Medicare pays for your medical care. Many AAAs also host SHIP for free Medicare counseling. To make sure your medical coverage fills the gaps the OAA does not, pair these community services with a licensed Medicare specialist. Call 1-800-MEDIGAP (1-800-633-4427) for a free comparison of Supplement, Advantage, and Part D plans from every major carrier.