Life Plan Communities Near Me

Looking for Life Plan Communities near you? These CCRCs let seniors age in place with every care level on one campus. We help you compare nearby options for free — call 1-800-MEDIGAP (1-800-633-4427).

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Quick answer

Life Plan Communities are the modern name for continuing care retirement communities (CCRCs) — campuses offering independent living through skilled nursing in one place. To find Life Plan Communities near you, compare location, entrance fees, and contract types across nearby campuses. For a free shortlist, call 1-800-MEDIGAP (1-800-633-4427).

Life Plan Community is the updated term for a CCRC. Here is what the name means and how to find one near you.

What is a Life Plan Community?

A Life Plan Community is a continuing care retirement community (CCRC). LeadingAge introduced the term in 2015 to better convey the model's purpose: planning for your whole future in one place. The community combines independent living, assisted living, memory care, and skilled nursing on a single campus, so residents transition between care levels without relocating. The terms are interchangeable — if you see "Life Plan Community" or "CCRC," they describe the same housing-and-care model. To explore Life Plan Communities near you, call 1-800-MEDIGAP (1-800-633-4427).

How do I find Life Plan Communities near me?

Search by your metro area, then compare communities on entrance fee, monthly cost, contract type, and the care levels available on campus. Tour two or three in person, request each community's latest financial disclosure statement, and confirm it is licensed in your state. CARF accreditation is a strong quality indicator. Our senior advisors can build a shortlist of Life Plan Communities near you and explain the contracts in plain English. Call 1-800-MEDIGAP (1-800-633-4427) for free help.

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Frequently asked questions

Are Life Plan Communities the same as CCRCs?+

Yes. "Life Plan Community" is the modern term for a continuing care retirement community (CCRC), adopted by LeadingAge in 2015. Both describe a campus offering independent living, assisted living, memory care, and skilled nursing so residents can age in place.

How do I find Life Plan Communities near me?+

Search by metro area, then compare communities on entrance fee, monthly cost, contract type, and care levels. Tour two or three, review financial disclosures, and confirm state licensing. For a free shortlist near you, call 1-800-MEDIGAP (1-800-633-4427).

How much do Life Plan Communities cost?+

Entrance fees commonly range from about $40,000 to over $2 million, with many between $300,000 and $600,000, plus monthly fees of roughly $2,000 to $6,000. Costs vary by location, residence, and contract type. Call 1-800-MEDIGAP for guidance.

Why did CCRCs change their name to Life Plan Communities?+

LeadingAge introduced the term "Life Plan Community" in 2015 after research found the older name confusing. The new name emphasizes proactive planning for one's future rather than a reaction to declining health. The underlying model is unchanged.

Does Medicare pay for a Life Plan Community?+

Medicare does not cover entrance or monthly fees, which are housing costs. It does cover medically necessary care within the community, like hospital stays and short-term rehab. A Medicare Supplement plan can cover the gaps. Call 1-800-MEDIGAP to learn more.

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