A CCRC is one of the most comprehensive senior living options. Here is what it is, how it works, and who it suits best.
What does CCRC stand for?
CCRC stands for continuing care retirement community. The name describes its core promise: continuing care across a continuum of levels on one campus. A resident may move in to independent living while fully active, then later use assisted living, memory care, or skilled nursing as health needs evolve — without leaving the community. Many providers now call these Life Plan Communities, a term LeadingAge introduced in 2015. CCRCs typically charge a one-time entrance fee plus monthly fees that cover housing, services, and a share of future care. To learn how one works, call 1-800-MEDIGAP (1-800-633-4427).
Who is a CCRC right for?
A CCRC suits seniors who want to settle in one place and avoid the stress of moving again as their health changes. It is especially valuable for couples with different care needs, since both can stay on the same campus. CCRCs work best for those who can afford the entrance fee and monthly costs and who value predictability and on-site care. They may be less ideal for seniors needing immediate intensive care or wanting a short-term arrangement. To see if a CCRC fits your situation, call 1-800-MEDIGAP (1-800-633-4427).