Wondering what respite care costs? Here is a clear breakdown by setting and how to make it affordable.
Respite care cost by setting
Respite care is priced by where and how it is delivered. In-home respite from a home health aide runs at a national median of about $30 per hour (Genworth 2024 Cost of Care Survey), so a few hours of relief costs less than a full day. Adult day respite averages about $100 per day. Overnight or multi-day facility respite is billed at daily rates similar to assisted living (median about $5,900 per month) or nursing care. The right setting depends on your loved one's needs and how long you need relief. Call 1-800-MEDIGAP to compare options.
How to lower respite care costs
Several programs reduce respite costs. Medicaid Home and Community-Based Services waivers cover respite for those who qualify financially. Veterans may access respite through VA benefits, including up to 30 days per year for eligible enrollees. Medicare's hospice benefit covers inpatient respite for hospice patients. Long-term care insurance, nonprofit grants, and Area Agency on Aging programs can also help. Because eligibility differs by program and state, a licensed agent at 1-800-MEDIGAP can help you find the most affordable respite path for your family.
