Recovering after a hospital stay? Here is how to find quality skilled nursing rehab nearby and what Medicare covers.
What skilled nursing rehab includes
A skilled nursing facility (SNF) provides short-term rehab combined with 24-hour skilled nursing care, typically after a hospital stay for surgery, a stroke, a fall, or another illness. Care includes physical, occupational, and speech therapy, wound care, IV medications, and help with daily activities, all overseen by nurses and your physician. The goal is to recover enough strength and independence to return home safely. To find well-rated skilled nursing rehab near you and confirm what Medicare or your Medigap plan covers, call 1-800-MEDIGAP for free, personalized guidance.
Medicare coverage for skilled nursing rehab
Medicare Part A covers skilled nursing rehab when you have a qualifying inpatient hospital stay of at least three consecutive days and a doctor orders skilled care. Medicare pays the full cost for days 1-20. For days 21-100, you owe a daily coinsurance ($209.50 in 2025) unless a Medigap plan covers it. Coverage ends after day 100 per benefit period. Use medicare.gov/care-compare to compare facility ratings. To lower your coinsurance with a Medigap plan, call 1-800-MEDIGAP.